Owning a car is expensive. If you’re buying new or even lightly used, it’s one of the most significant investments you’ll ever make, second only to a house. The initial price tag can set you back tens of thousands of dollars, and the worst part is it doesn’t end there. You also have to pay for gas, which seems to get more expensive every month. Then, there are regular inspections and check-ups, as well as any minor repairs that come up. And on top of it all, you have to pay for car insurance.
Searching for car insurance quotes can be a frustrating process. You want to save all of the money you can, but you still want to make sure you have good coverage. There are all kinds of things that factor into how much you’ll pay, from your age and gender to what type of car you drive. The good news is that there are also all sorts of discounts out there for you to take advantage of. Check with your local insurance companies and see if they’ll work any of these discounts into your car insurance quotes.
Driver’s ed discount. This is particularly useful if you are a new driver. Insurance rates tend to be quite a bit higher for those with no driving experience. The good news is that taking a driver’s education course can work to counter these extra costs. Most insurance companies do offer a discount to new drivers who have taken a class.
Anti-theft discount. It’s a good idea anyway to take extraordinary measures to prevent your car from getting stolen; nobody wants to deal with the hassle or with the expense of replacing it. By installing an alarm system, you may be helping yourself in a couple of ways. First, nobody wants to deal with the hassle and the added expense of dealing with a stolen vehicle. Second, many insurance companies will offer a discount to drivers who have taken these measures.
Good driver discount. If you go a long time without any black marks on your driving record, you could be rewarded. Ask potential insurance providers if they offer a good driver discount. If so, you could save more money each year you go without getting into an accident. Student or retiree discount. Depending on what stage of life you’re in, you might be eligible for a discount. If you fall into one of the jackpot town groups, mention it while shopping around for car insurance quotes.
Multi-product discount. By purchasing all of your insurance needs through the same company, you may be offered a discount. Check to see what’s available through the company that provides your homeowners, life, or medical insurance. Multi-auto discount. If your family owns more than one vehicle, you could save by combining insurance on two or more cars. This is an excellent way for busy households to get affordable car insurance quotes.
Read also: Tips for Lowering Car Insurance Premiums
